Screen Savers Organizer       version 2.5

Category: Screen Savers :::: 7459

Long-long ago, the screensavers were needed only to save screens. Nowadays we can see that a screensaver is a true work of art. You strive to run them while having a break in your work in order to have a rest and relax. You want them to feast your eyes and give pleasure.
Screen Savers Organizer has been developed for those who enjoy, collect and develop screensavers. This application makes it possible to classify, view and adjust the screensavers that you have got. Besides, you are able to run a screensaver from the keyboard or turn it off, say, when getting to watch a video.
Made in: Vancouver, Canada. OS Supported: Win95, Win98, WinME, WinXP, WinNT 3.x, WinNT 4.x, Windows2000.

RamCleaner       version 3.6

Category: Utilities :::: 7458

RamCleaner makes it easier than ever before to free up unused RAM, prevent crashes and increase performance. Are you tired of crashes, slow applications that run out of resources every 5 minutes? While using your PC, the executed programs and the used files are taking part of your RAM memory, progressively slowing down your equipment. RamCleaner can recover the leaked memory to make your system work as fast as it was at the beginning. RamCleaner will help you get the most out of your computer without being a Windows expert. Here's what RamCleaner will do for you: Increase The Speed of Your Computer; Make Your RAM More Efficient; Recover 100% of memory leaks; Reduce Windows and Application Crashes; Helps Stop Internet Explorer Freezing and Crashing; Control running applications for better performance; See exactly how much memory you have at all times; Save $100's in Costly Hardware Upgrades. RamCleaner gives you peace of mind and will keep your computer running more efficiently, faster, and longer.
Made in: Earth, US. OS Supported: Win95, Win98, WinME, WinNT 4.x, WinXP, Windows2000.

Advanced Tracks Eraser       version 2.5

Category: Security & Privacy::Anti-Spam & Anti-Spy Tools :::: 7457

Your computer is spying on you now! Windows stores all the tracks on your hard disk. Anyone using your computer can see where you have been on Internet, what images and movies you have seen and others could see even anything you have done on your computer. The Windows built-in functions will not protect you, most of the tracks can not be erased with them. Advanced Tracks Eraser is a complete solution for cleaning Internet activities and traces of your PC! Advanced Tracks Eraser cleans up your browser's cache, cookies, history, recent document list and much more automatically! With Advanced Tracks Eraser FREE Plug-Ins you can clean the tracks of up to 50 popular applications, such as the recent viewed pictures history of ACDSee, play list RealOnePlayer (RealPlayer) and Windows Media Player, Office 97/2000/XP recent documents, Acrobat Reader, WinZip and much more! Advanced Tracks Eraser will erase you:Internet Explorer Cache; Cookies from Site placing intrusive tracking cookies on your computer, many times these cookies are from sites you've visited in your own privacy; Browser's History; Drop Down Address Bar/Location Bar; Auto Complete Data Forms; Clean index.dat file; Delete start menu run history; Delete start menu search history; Delete windows temp files; Delete open/save dialog box history; Empty Recycle Bin and many more.
Made in: New York, United States of America. OS Supported: Win95, Win98, WinME, WinXP, Windows2000, Windows2003.

Variable Rate Mortgage +       version 1.2

Category: Business :::: 7456

Program Description: VARIABLE RATE MORTGAGE
Confused about ""Teaser Rates"", maximum annual interest rate increases and maximum interest rate for the term of the loan? This program is a version of a variable rate mortgage loan. It will run under Win 95, 98, Me, NT4, XP & 2000. This program demonstrates the worst-case scenario of a variable rate loan. This program also allows
for an analysis of the effect of different loan rates applied over the length of the loan or it may be used to actually track a loan repayment. Check your forecasting ability with the "What If?" portion of this program.
Printouts are professional looking and may be used by financial planners as the program contains a "prepared by:" area. Financial planners may also use this program to advise a client on the advisability of purchasing this type mortgage as opposed to a standard simple interest loan.
Made in: Canton, USA. OS Supported: Win95, Win98, WinME, WinNT 3.x, WinNT 4.x, Windows2000.

Savings/Pension Growth +       version 1.2

Category: Business :::: 7455

Program Description: SAVINGS/PENSION GROWTH
AH-YES!!! COMPOUNDING INTEREST IS WONDERFUL!!!
This program is a version of a program that will show you how compound interest affects your long-term savings. It will run under Win 95, 98, Me, NT4, XP, & 2000. This program will calculate a complete annuitization schedule for regular deposits with durations of up to 40 years at inputted rates of return. The amount of interest accumulated during any calendar year is also calculated for your use at tax time. If your young enough, the results of saving on a monthly basis for a long duration will astound you. Printouts are professional looking and may be used by financial planners as they contain a "prepared by:" area. Financial planners may also use this program to advise clients concerning savings goals for retirement financial fulfillment.
Made in: Canton, USA. OS Supported: Win95, Win98, WinME, WinNT 3.x, WinNT 4.x, Windows2000.

Retirement Investment Required +       version 1.2

Category: Business :::: 7454

Program Description: RETIREMENT INVESTMENT REQUIRED
This program is a version of a program that will show you how much you need to invest monthly to reach retirement goals. It will run under Win 95, 98, Me, NT4, XP, & 2000. Have you called the Social Security Hotline (1-800-772-1213) to verify your estimated monthly SS benefit so that you can evaluate the monthly shortfall you may experience? This program calculates the amount of money required to provide a given monthly income at retirement with or without withdrawing capital, which, when added to your Social Security monthly benefit, will show your condition. You can then calculate the additional monthly deposits you need to make to retire with financial security. Printouts are professional looking and may be used by financial planners as they assist clients in keeping individual stock portfolio records.
Made in: Canton, USA. OS Supported: Win95, Win98, WinME, WinNT 3.x, WinNT 4.x, Windows2000.

Refinance It?       version 1.2

Category: Business :::: 7453

Program Description: REFINANCE IT ?
This program is a version of a mortgage refinancing evaluation. It will run under Win 95, 98, Me, NT4, XP & 2000. When current mortgage interest rates are 2 or more percentage points below your existing rate, it may be advisable to refinance your existing mortgage. This analysis shows whether it is to your advantage to refinance depending on the number of years you expect to live in your present home, the interest rate spread, closing costs and your tax bracket. Printouts are professional looking and may be used by financial planners as the program contains a "prepared by:" area. The program may also be useful to mortgage lenders to assist a client in the making a decision about refinancing. For the homeowner, the program quickly shows them if there is any advantage to refinancing.
Made in: Canton, USA. OS Supported: Win95, Win98, WinME, WinNT 3.x, WinNT 4.x, Windows2000.

Portfolio Fundamentals +       version 1.2

Category: Business :::: 7452

This program is a version of a form that will assist you in tracking the fundamentals of your stock portfolio. It will run under Win 95, 98, Me, NT4,XP, & 2000. This program shows in one table the majority of fundamental information you can obtain from the Wall Street Journal, Investor's Business Daily and online sources so that you can keep an accurate weekly record of a given stock's performance. You can use a single page for each stock to track the stocks performance or use it to list and track your entire portfolio.
Printouts are professional looking and may be used by financial planners as they assist clients in keeping individual stock portfolio records.
Made in: Canton, USA. OS Supported: Win95, Win98, WinME, WinNT 3.x, WinNT 4.x, Windows2000.

Portfolio Evaluator +       version 1.2

Category: Business :::: 7451

This program is a version of a form that will assist you in tracking your investments. It will run under Win 95, 98,Me. NT4, XP, & 2000. This program tracks your investment's performance for stocks, bonds, mutual funds, etc. It allows you to evaluate the performance year-to-date or from initial purchase. It is also a handy tool to assist you in selecting a "sell" point. Stock and mutual fund information may be downloaded from the Internet or obtained from publications to keep the forms up-to-date and assist you by providing an easy way to track and evaluate your investment performance
Printouts are professional looking and may be used by financial planners as well as individuals to track report specific stock, bond, and mutual fund investments.
Made in: Canton, USA. OS Supported: Win95, Win98, WinME, WinNT 3.x, WinNT 4.x, Windows2000.

Personal Finances +       version 1.2

Category: Business :::: 7450

Program Description: This program is a compendium of 8
personal finance type programs. They include:
1. Anpenpay.EXE - This program demonstrates the length of time
an annuity or a pension payout will last
conditioned on the amount of monthly payments
to you and the interest that will be earned
on the balance.
2. Autoloan.EXE - These calculators may be used to compare loan
types, proposed "deals" and periods of
financing as well as the effects of various
interest rates.
3. Finastmt.EXE - This is a standard personal financial
statement that is widely accepted in by
banking and mortgage lender institutions.
4. Growmony.EXE - You may be overwhelmed by this time-value
of money invested analysis.
5. Porteval.EXE - Track your investments in stocks, bonds,
or mutual funds with this program.
6. Portfund.EXE - This program gives you a place to input
the financial data for a given stock so that
you might better forecast its performance.
7. Retirinv.EXE - You can calculate the amount of money you
need to be investing monthly to provide a
monthly withdrawal supplemented by Social
Security, pensions, annuities or other
income sources.
8. Savpengr.EXE - This program will calculate a complete
annuitization schedule for regular deposits
over a duration of up to 40 years.
Made in: Canton, USA. OS Supported: Win95, Win98, WinME, WinNT 3.x, WinNT 4.x, Windows2000.